The following is not the only example of how they're ripping folks off through online banking.
Awhile back, I wrote my landlord out a check ... he receives it. He told me he had already cashed it about three days ago. Guess what folks? BBT Online was *absent* of any such transaction. He goes in, cashes it walked out, and the money was removed from my account, but it never even shows up in "pending items" and doesn't even show up as missing, at all... the same false balance is showing up on BBandT Online though.
for one day...
for two days...
now take note, the money was already removed and the landlord had it, but
the check suddenly appears about day three as already posted.
This has occurred on many occasions, with many transactions.
You see, they had removed money -- but didn't have the courtesy to even notify me for several days.
When you complain and try to get something done about the mistakes they made... guess what folks?
THEY CHARGE YOU FOUR DOLLARS FOR TWO PHONE CALLS!!! at a 1-800 Number which is false advertising too, because 1-800 numbers are suppose to be toll free...
Yeah, those charges were incurred from BB&T, one of them (not to mention) I was disconnected, while trying to reach a customer rep, and the phone was disconnected, but it didn't stop BB&T charging me two bucks for absolutely nothing. In fact, I got nothing but hassled when I finally got through. I was not notified they were stiffing me 2 bucks per phone call I made to the bank, either.
This is how BB&T does business folks!
They run you around with excuse upon excuse... but there is no excuse!!! You have the right to know what your actual balance is. If they take money from your account, they have an obligation to tell you... but its so much easier to with-hold these transactions so they can rip you off.
Oh there's more, Can somebody tell me HOW... how does a bank let you withdraw 60 bucks, if you're really 70 in overdraft fees, in the hole. Because folks, the system is rigged to convince you that you have more money in your account, than BB&T has recorded in its private data records... with-holding crucial information from consumers, for two days!!!.
Because folks, that overdraft fee was posted two whole days after BB&T charged it and simply backdated two days. With-holding crucial information, plain and simple. WHICH IS BLATANT FRAUD!!! Not to mention false advertising, when promising up to the minute transaction reporting.
------
Watch as their "Security" lies to me that they don't have a form to simply fill out, hand in, and close out an account.
What is this thing? Taken right off the BB&T website.
They managed to rip me off for $105 ... and then proceed to be hateful, as if I'm the wrongdoer. Let's get this straight... I'm the victim!!!
Not only was a transaction for 135 with-held from my knowledge, but along with it, an "overdraft fee" for 70.
But the clerk and security agent, lied that you "must" go inside and see a branch representative. 'zat so? What's this on Google, folks??
Here's the screen shot so everyone can see it for themselves.
NOT ONLY THE TRANSACTION WAS WITH-HELD BUT THE OVERDRAFT FEE ITSELF WAS KEPT SECRET TOO... giving me the reassurance, "You're safe to with-draw 60" for which I received 60 from an ATM, but got hit with yet another Overdraft. BB&T's internal system knew my account didn't have 60 bucks. While 70+ in the hole... all the online system says is that 90 is available and 112 was coming through. I withdrew 60 dollars because it appeared everything was clear. If I had not withdrawn that 60 (BBT's FRAUDULENT ONLINE SYSTEM told me was safe to withdraw from), there'd been enough to cover the pending transaction (I knew nothing about, but BB&T sure did!) As a result, I not only got hit for 2 overdrafts but a third one for the $60 I withdrew.
Available funds: 90+112 = 200 plus, and it wasn't enough to cover ONE TRANSACTION for 135... but it was enough for BB&T to tack on 105 in fees.
So, Banks charge $70 in overdrafts and wait two whole days before telling you about it on online banking??? Saying "Please do with-draw some more money so we can bleed you even more!"
Yep, with-held even the information of that overdraft charge for two whole days, still lying that $90 is available in the account, and 112 coming through... of which they stole every dime. Some rich CEO at BB&T is eating steak tonight... my children don't know that same luxury.
http://www.bbt.com/customerservice/simpleswitch/pdf/switchpacket.pdf
Their fraudulent online banking system has been complained about as far back as 2006!
http://www.complaintsboard.com/complaints/bbampt-bank-c152.html
BB&T makes it easy to close another bank's account without even being *required* to go in to competitor banks, but BB&T doesn't extend the same benefit to their customers... they force you to go in and hassle customers... wasting my time. Here's that piece of paper, that can be mailed in and the bank close the account!
BB&T ARE LIARS.
http://www.bbt.com/customerservice/simpleswitch/pdf/switchpacket.pdf
SEE GOOGLE: http://www.google.com/search?hl=en&am...
Can somebody tell me HOW... how does a bank let you withdraw 60 bucks, if you're really 70 in overdraft fees, in the hole. Because folks, the system is rigged to convince you that you have more money in your account, than BB&T has recorded in its private data records... with-holding crucial information from consumers, for two days!!!.
Does everyone else see it? 60 was permitted to be withdrawn, sandwiched between 105 in overdrafts! HOW COULD THAT BE?
... how the heck could I withdraw 60 bucks, if there's an overdraft just before it... showing the account was in the negative! They with-held the information, and posted as if the account with 90+ in the positive and 112 was coming through. The system is rigged to rip you off.
[PDF] AUTHORIZATION TO CLOSE CHECKING ACCOUNT File Format: PDF/Adobe Acrobat - View as HTML
Please establish direct deposit into my BB&T checking account. ... I have enclosed a deposit slip to verify my new BB&T account number. Signature(s) ...
http://www.bbt.com/customerservice/si... - Similar -
They have ripped me off for $105 last month, through fraud, false advertising that their online banking is "up to the minute," it's fraud because they deliberately with-held information by failing to report transactions in the "pending items" of the account. They keep pending charges hidden, then *bang* they show up as processed days later (with-holding information BB&T has secretly in its computers, from the consumer), just itching for people to believe the false $$'s on their bank account.
One night check into your account and its showing 90 bucks in your account, *plus* a credit of 112 coming through... next day, you've been hit with 105 in "overdraft fees".
A charge you were not notified of is suddenly "posted" (never appeared in the pending section which normally... is pending for TWO DAYS or more).. but it was absent, along with any mention of an overdraft fee for 70 dollars for TWO DAYS!! I ONLY SAW 90+ in my account, plus 112 depositing... so I felt safe to withdraw 60 for my daughter's bank account.
90+ 112(deposit) equals = about 200 ... right?
Seems enough to cover a bill for 135.... right?
But somehow this amounts to 135 for the transaction plus $105 in blood fees for Branch Banking and Trust???
"Trust"?
Banks have reached an all time low for deceptive business practices, and the people they're preying on are the poor and single mothers.
Awhile back, I wrote my landlord out a check ... he receives it. He told me he had already cashed it about three days ago. Guess what folks? BBT Online was *absent* of any such transaction. He goes in, cashes it walked out, and the money was removed from my account, but it never even shows up in "pending items" and doesn't even show up as missing, at all... the same false balance is showing up on BBandT Online though.
now take note, the money was already removed and the landlord had it, but
This has occurred on many occasions, with many transactions.
You see, they had removed money -- but didn't have the courtesy to even notify me for several days.
When you complain and try to get something done about the mistakes they made... guess what folks?
THEY CHARGE YOU FOUR DOLLARS FOR TWO PHONE CALLS!!! at a 1-800 Number which is false advertising too, because 1-800 numbers are suppose to be toll free...
 |
Yeah, those charges were incurred from BB&T, one of them (not to mention) I was disconnected, while trying to reach a customer rep, and the phone was disconnected, but it didn't stop BB&T charging me two bucks for absolutely nothing. In fact, I got nothing but hassled when I finally got through. I was not notified they were stiffing me 2 bucks per phone call I made to the bank, either.
This is how BB&T does business folks!
They run you around with excuse upon excuse... but there is no excuse!!! You have the right to know what your actual balance is. If they take money from your account, they have an obligation to tell you... but its so much easier to with-hold these transactions so they can rip you off.
Oh there's more, Can somebody tell me HOW... how does a bank let you withdraw 60 bucks, if you're really 70 in overdraft fees, in the hole. Because folks, the system is rigged to convince you that you have more money in your account, than BB&T has recorded in its private data records... with-holding crucial information from consumers, for two days!!!.
Because folks, that overdraft fee was posted two whole days after BB&T charged it and simply backdated two days. With-holding crucial information, plain and simple. WHICH IS BLATANT FRAUD!!! Not to mention false advertising, when promising up to the minute transaction reporting.
------
Watch as their "Security" lies to me that they don't have a form to simply fill out, hand in, and close out an account.
What is this thing? Taken right off the BB&T website.
They managed to rip me off for $105 ... and then proceed to be hateful, as if I'm the wrongdoer. Let's get this straight... I'm the victim!!!
Not only was a transaction for 135 with-held from my knowledge, but along with it, an "overdraft fee" for 70.
But the clerk and security agent, lied that you "must" go inside and see a branch representative. 'zat so? What's this on Google, folks??
Here's the screen shot so everyone can see it for themselves.
NOT ONLY THE TRANSACTION WAS WITH-HELD BUT THE OVERDRAFT FEE ITSELF WAS KEPT SECRET TOO... giving me the reassurance, "You're safe to with-draw 60" for which I received 60 from an ATM, but got hit with yet another Overdraft. BB&T's internal system knew my account didn't have 60 bucks. While 70+ in the hole... all the online system says is that 90 is available and 112 was coming through. I withdrew 60 dollars because it appeared everything was clear. If I had not withdrawn that 60 (BBT's FRAUDULENT ONLINE SYSTEM told me was safe to withdraw from), there'd been enough to cover the pending transaction (I knew nothing about, but BB&T sure did!) As a result, I not only got hit for 2 overdrafts but a third one for the $60 I withdrew.
Available funds: 90+112 = 200 plus, and it wasn't enough to cover ONE TRANSACTION for 135... but it was enough for BB&T to tack on 105 in fees.
So, Banks charge $70 in overdrafts and wait two whole days before telling you about it on online banking??? Saying "Please do with-draw some more money so we can bleed you even more!"
Yep, with-held even the information of that overdraft charge for two whole days, still lying that $90 is available in the account, and 112 coming through... of which they stole every dime. Some rich CEO at BB&T is eating steak tonight... my children don't know that same luxury.
http://www.bbt.com/customerservice/simpleswitch/pdf/switchpacket.pdf
Their fraudulent online banking system has been complained about as far back as 2006!
http://www.complaintsboard.com/complaints/bbampt-bank-c152.html
BB&T makes it easy to close another bank's account without even being *required* to go in to competitor banks, but BB&T doesn't extend the same benefit to their customers... they force you to go in and hassle customers... wasting my time. Here's that piece of paper, that can be mailed in and the bank close the account!
BB&T ARE LIARS.
http://www.bbt.com/customerservice/simpleswitch/pdf/switchpacket.pdf
SEE GOOGLE: http://www.google.com/search?hl=en&am...
Can somebody tell me HOW... how does a bank let you withdraw 60 bucks, if you're really 70 in overdraft fees, in the hole. Because folks, the system is rigged to convince you that you have more money in your account, than BB&T has recorded in its private data records... with-holding crucial information from consumers, for two days!!!.
Does everyone else see it? 60 was permitted to be withdrawn, sandwiched between 105 in overdrafts! HOW COULD THAT BE?
... how the heck could I withdraw 60 bucks, if there's an overdraft just before it... showing the account was in the negative! They with-held the information, and posted as if the account with 90+ in the positive and 112 was coming through. The system is rigged to rip you off.
[PDF] AUTHORIZATION TO CLOSE CHECKING ACCOUNT File Format: PDF/Adobe Acrobat - View as HTML
Please establish direct deposit into my BB&T checking account. ... I have enclosed a deposit slip to verify my new BB&T account number. Signature(s) ...
http://www.bbt.com/customerservice/si... - Similar -
They have ripped me off for $105 last month, through fraud, false advertising that their online banking is "up to the minute," it's fraud because they deliberately with-held information by failing to report transactions in the "pending items" of the account. They keep pending charges hidden, then *bang* they show up as processed days later (with-holding information BB&T has secretly in its computers, from the consumer), just itching for people to believe the false $$'s on their bank account.
One night check into your account and its showing 90 bucks in your account, *plus* a credit of 112 coming through... next day, you've been hit with 105 in "overdraft fees".
A charge you were not notified of is suddenly "posted" (never appeared in the pending section which normally... is pending for TWO DAYS or more).. but it was absent, along with any mention of an overdraft fee for 70 dollars for TWO DAYS!! I ONLY SAW 90+ in my account, plus 112 depositing... so I felt safe to withdraw 60 for my daughter's bank account.
90+ 112(deposit) equals = about 200 ... right?
Seems enough to cover a bill for 135.... right?
But somehow this amounts to 135 for the transaction plus $105 in blood fees for Branch Banking and Trust???
"Trust"?
Banks have reached an all time low for deceptive business practices, and the people they're preying on are the poor and single mothers.
